Privacy Policy

Effective Date: September 26, 2026
Last Updated: September 26, 2026

Future Global, Inc., a Delaware corporation (“Future,” “we,” “us,” or “our”), respects your privacy.

This Privacy Policy explains how we collect, use, disclose, retain, and otherwise process personal information when you use our websites, applications, software, products, communications, and other services (collectively, the “Services”).

It also describes privacy choices and rights that may be available to you.

This Privacy Policy does not apply to third-party services that have their own privacy policies.

Table of Contents

1. Personal Information We Collect
2. How We Use Personal Information
3. Legal Bases for Processing
4. How We Disclose Personal Information
5. Sale and Sharing of Personal Information
6. Aggregated and De-Identified Information
7. Data Retention
8. Security
9. Your Privacy Choices
10. U.S. State Privacy Rights
11. California Privacy Notice
12. European Economic Area and United Kingdom
13. Automated Processing and AI
14. Children
15. Third-Party Services
16. Social and Authentication Services
17. Marketing
18. Do Not Track
19. Changes to This Privacy Policy
20. Contact Us

1. Personal Information We Collect

The information we collect depends on how you interact with Future and which Services you use.

A. Information You Provide to Us

We may collect information you provide directly, including:

Account and identity information

• name;
• username;
• email address;
• telephone number;
• password or authentication information;
• age or date-of-birth information where required;
• country or region;
• company or professional affiliation; and
• other profile information.

Preferences and settings

• markets, cities, assets, or topics you follow;
• watchlists;
• notification preferences;
• interface preferences; and
• other account settings.

User-generated information

• prompts submitted to AI Features;
• searches and queries;
• custom baskets or indices;
• portfolio or simulation configurations;
• saved charts;
• watchlists;
• notes;
• feedback;
• survey responses; and
• other content you submit.

Communications

• messages sent to customer support;
• emails or other communications with Future;
• feedback;
• requests;
• responses to surveys; and
• records of communications.

Payment information

If Future offers paid Services, payment information may be processed by a third-party payment processor. Future may receive transaction details such as subscription type, amount, transaction status, billing country, and limited payment-method information without receiving your complete payment-card number.

B. Information Generated Through Your Use of the Services

We may collect information concerning how you interact with Future, including:

• features used;
• pages or screens viewed;
• searches;
• clicks and interactions;
• indicators viewed;
• cities or markets viewed;
• custom baskets created;
• simulated trades;
• simulated positions;
• hypothetical portfolio activity;
• virtual account balances;
• watchlists;
• rankings viewed;
• AI prompts and interactions;
• session duration;
• referral source;
• dates and times of access; and
• other usage and event information.

This information may reveal interests or preferences concerning financial markets, real estate markets, geographic markets, or analytical tools.

C. Device and Technical Information

We may automatically collect:

• IP address;
• device type;
• operating system;
• browser type and version;
• application version;
• language;
• device identifiers;
• advertising identifiers, where applicable;
• network information;
• crash data;
• diagnostic data;
• log information; and
• approximate location derived from IP address or similar information.

D. Cookies and Similar Technologies

We and our service providers may use cookies, software development kits, pixels, local storage, and similar technologies to:

• keep you signed in;
• remember settings;
• operate the Services;
• understand usage;
• diagnose technical issues;
• measure performance;
• prevent fraud and abuse;
• conduct analytics; and
• where applicable and permitted, measure or personalize marketing.

You may have choices concerning certain cookies through your browser, device settings, or a cookie-management tool.

Disabling certain technologies may affect functionality.

E. Information From Third Parties

We may receive personal information from:

• authentication providers;
• analytics providers;
• marketing partners;
• referral partners;
• social or professional platforms if you choose to connect them;
• payment processors;
• fraud-prevention and security providers;
• vendors;
• publicly available sources; and
• other users where appropriate.

We may combine information from these sources with information we collect directly.

F. Public and Market Data

Future processes substantial amounts of real estate, geographic, economic, financial, governmental, and other data.

Much of this information does not identify users of Future and therefore is not personal information governed by this Privacy Policy.

Some property, transaction, corporate, professional, or public-record datasets may nevertheless contain information relating to identifiable individuals. Where such information is subject to applicable privacy law, we process it in accordance with applicable legal requirements.

2. How We Use Personal Information

We may use personal information to:

Provide the Services

• create and administer accounts;
• authenticate users;
• provide dashboards, analytics, simulations, AI Features, watchlists, and other functionality;
• save user configurations;
• personalize settings;
• respond to requests; and
• provide customer support.

Personalize the Experience

• remember preferences;
• surface relevant cities, markets, indicators, or features;
• customize content or interfaces; and
• recommend features or information based on activity.

Unless expressly stated otherwise, personalization within the Services should not be understood as personalized financial or investment advice.

Operate Simulations

We may process simulation activity to:

• maintain virtual portfolios;
• calculate simulated gains and losses;
• operate leaderboards or competitions;
• display simulated trading history;
• detect abuse; and
• improve simulation mechanics.

Provide AI and Automated Features

Some Services include AI-powered features (including “Rai” insights and chat) that generate summaries, explanations, and other analytical content.

When you use these features, we may process:

• prompts and messages you submit;
• recent conversation turns in the same session;
• contextual information about the page, market, city, metrics, or other content you are viewing; and
• related technical information needed to return a response.

Future does not currently use your prompts, chat content, or other AI Feature inputs to train Future’s own proprietary models.

To generate responses, we transmit relevant inputs and context to a third-party model provider (currently OpenAI) that processes the information to return an output to us. Future does not currently store AI chat transcripts as part of your Future account; conversation history for these features is generally kept in your browser session for the active experience. Our provider processes this information to provide the AI Feature to Future under our agreement and account settings with that provider. Provider retention, logging, and any use of inputs to improve the provider’s models (if any) are governed by that agreement and those settings, and may change if we change providers or configuration. If our AI training, retention, or provider practices change materially, we will update this Privacy Policy.

Improve and Develop Future

We may use information to:

• understand product usage;
• measure feature performance;
• conduct research;
• develop new features;
• debug software;
• evaluate models;
• improve algorithms, analytics, and user interfaces;
• conduct testing and experimentation; and
• improve reliability and security.

Where appropriate, we may aggregate or de-identify information for these purposes.

Communicate With You

We may send:

• account communications;
• product updates;
• security alerts;
• support responses;
• administrative notices;
• policy updates;
• newsletters;
• research; and
• marketing communications where permitted.

You may unsubscribe from marketing communications, but we may continue sending transactional or service-related communications.

Protect Future, Users, and Others

We may use information to:

• detect and prevent fraud;
• protect account security;
• investigate abuse;
• enforce our Terms;
• prevent unauthorized scraping or access;
• detect manipulation of simulations or competitions;
• address security incidents; and
• protect our rights and those of users and others.

Comply With Law

We may use information to:

• comply with legal obligations;
• respond to lawful government requests;
• comply with court orders;
• exercise or defend legal claims;
• enforce contractual rights; and
• satisfy regulatory requirements.

3. Legal Bases for Processing

If European Economic Area, United Kingdom, or other applicable law requires us to identify a legal basis for processing, our bases may include:

Performance of a contract: when processing is necessary to provide Services you request.

Legitimate interests: where reasonably necessary to operate, secure, improve, and understand our business and Services, provided those interests are not overridden by your rights.

Consent: where we ask you to consent to particular processing, such as certain marketing or optional cookies.

Legal obligations: where processing is necessary to comply with applicable law.

The applicable basis depends on the particular processing activity.

Where we rely on consent, you may withdraw it as provided by applicable law.

4. How We Disclose Personal Information

We may disclose personal information to the following categories of recipients.

Service Providers

We may disclose information to companies that help us:

• host infrastructure;
• store data;
• operate databases;
• provide cloud computing;
• authenticate users;
• deliver email;
• provide customer support;
• process payments;
• perform analytics;
• monitor errors and performance;
• prevent fraud;
• secure the Services;
• provide AI models or AI infrastructure; and
• otherwise operate our business.

Data, Analytics, and Technology Providers

Where necessary to deliver a feature, we may transmit queries, prompts, contextual content, identifiers, technical information, or other information to vendors that supply data, APIs, computation, mapping, analytics, AI, or other technology.

For AI Features, this includes transmitting prompts and related context to our model provider (currently OpenAI) so that a response can be generated and returned to you through the Services. As described in Section 2, Future does not currently use that content to train Future’s proprietary models.

Professional Advisers

We may disclose information to attorneys, accountants, auditors, insurers, consultants, and other professional advisers where reasonably necessary.

Business Partners

We may disclose information to business partners where necessary to provide jointly offered or integrated Services or where you direct us to do so.

Any materially different use by a partner may be governed by that partner's privacy policy.

Legal and Safety Disclosures

We may disclose information where we reasonably believe doing so is necessary to:

• comply with law or legal process;
• respond to lawful requests;
• protect rights or property;
• prevent fraud or abuse;
• protect users or others;
• investigate security incidents; or
• enforce agreements.

Corporate Transactions

We may disclose or transfer personal information in connection with a financing, merger, acquisition, reorganization, bankruptcy, sale of assets, due diligence process, or similar corporate transaction.

Any successor may continue to process information as described in this Privacy Policy unless otherwise required by law.

With Your Direction or Consent

We may disclose information when you direct us to or consent to the disclosure.

5. Sale and Sharing of Personal Information

Future does not sell personal information for monetary consideration.

Future also does not “sell” or “share” personal information for cross-context behavioral advertising, as those terms are defined under applicable U.S. state privacy laws, including the CCPA.

We may use third-party product analytics providers (including tools such as PostHog) to help us understand how the Services are used, diagnose issues, and improve product performance. When we do, those providers process personal information—such as online identifiers, device information, and usage events—on our behalf as service providers (or equivalent under applicable law), subject to contractual restrictions limiting their use of the information to providing services to Future.

That service-provider analytics processing is not intended as a “sale” or “share” for cross-context behavioral advertising. If our advertising, analytics, or data-sharing practices change in a way that would constitute a sale, share, or targeted advertising under applicable law, we will update this Privacy Policy and provide any required opt-out mechanisms.

We do not currently operate a consumer-facing cookie preference center. You may be able to control certain cookies and similar technologies through your browser or device settings. Disabling certain technologies may affect functionality of the Services.

6. Aggregated and De-Identified Information

We may create information that is aggregated, anonymized, or de-identified so that it is not reasonably capable of being associated with an individual.

We may use and disclose such information for lawful purposes, including research, analytics, product development, market analysis, benchmarking, and business operations.

Where required by applicable law, we will maintain de-identified information in de-identified form and will not attempt to re-identify it except as permitted to test our de-identification processes.

7. Data Retention

We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:

• provide the Services;
• maintain your account;
• preserve configurations and history;
• comply with legal obligations;
• resolve disputes;
• maintain security;
• prevent fraud and abuse;
• enforce agreements; and
• maintain appropriate business records.

Retention periods vary depending on the nature of the information, why it was collected, whether an account remains active, sensitivity, legal requirements, and operational needs.

We may retain aggregated or de-identified information for longer periods.

Deletion of an account does not necessarily result in immediate deletion of all information. Information may remain temporarily in backups or be retained where legally permitted or required.

8. Security

We use administrative, technical, and organizational safeguards designed to protect personal information.

However, no system, transmission method, network, or storage technology is completely secure.

We therefore cannot guarantee absolute security.

You are responsible for maintaining the confidentiality of account credentials and should notify us promptly if you believe your account has been compromised.

9. Your Privacy Choices

Depending on where you live and applicable law, you may have the right to:

• request access to personal information;
• request information about how we process it;
• obtain a copy of certain information;
• request correction;
• request deletion;
• request restriction of processing;
• object to certain processing;
• opt out of certain sales, sharing, or targeted advertising;
• withdraw consent;
• request data portability;
• appeal certain decisions regarding a privacy request; and
• lodge a complaint with an applicable privacy regulator.

These rights are subject to exceptions and vary by jurisdiction.

We may need to verify your identity before fulfilling certain requests.

Where permitted, an authorized agent may submit a request on your behalf, subject to appropriate verification.

You will not be discriminated against for exercising privacy rights protected by law.

To submit a privacy request, contact:

support@futureofreal.com.

10. U.S. State Privacy Rights

Residents of certain U.S. states may have additional privacy rights under applicable state law.

Depending on the jurisdiction and whether Future is subject to the relevant law, these may include rights to:

• confirm whether we process personal information;
• access personal information;
• correct inaccuracies;
• delete information;
• obtain portable copies;
• opt out of sale;
• opt out of targeted advertising;
• opt out of certain profiling;
• limit certain uses of sensitive personal information; and
• appeal our response to a request.

Future will respond to applicable requests within the time required by law.

11. California Privacy Notice

This section supplements the remainder of this Privacy Policy for California residents to the extent the California Consumer Privacy Act, as amended (“CCPA”), applies to Future.

Categories of Personal Information

Depending on your interaction with Future, we may collect categories including:

We collect these categories from the sources described in Section 1 and use them for the purposes described in Section 2.

We disclose categories of personal information to the recipients described in Section 4.

California Rights

Subject to applicable exceptions, California residents may have rights to:

• know categories and specific pieces of personal information collected;
• know categories of sources;
• know business or commercial purposes for collection;
• know categories of third parties to whom information is disclosed;
• request deletion;
• request correction;
• opt out of sale or sharing;
• limit certain uses of sensitive personal information; and
• receive equal service and pricing notwithstanding exercise of privacy rights.

Notice at Collection

At or before collection, Future may provide a shorter Notice at Collection identifying the relevant categories and purposes and linking to this Privacy Policy.

Sale and Sharing

Future does not sell personal information for monetary consideration and does not sell or share personal information for cross-context behavioral advertising as those terms are defined under the CCPA.

Future may disclose personal information to service providers, including product analytics providers, as described in Sections 4 and 5, for business purposes such as operating and improving the Services.

Requests

California residents may submit requests using:

support@futureofreal.com

We may verify requests before providing access to or deleting information.

12. European Economic Area and United Kingdom

Where European or UK privacy laws apply, Future Global, Inc. is generally the controller of personal information processed as described in this Privacy Policy, unless otherwise stated.

You may have rights to:

• access;
• correction;
• erasure;
• restriction;
• portability;
• objection; and
• withdrawal of consent.

Where processing is based on legitimate interests, you may have the right to object based on your particular circumstances.

You may also lodge a complaint with your local supervisory authority.

International Transfers

Future is based in the United States and may process information in the United States and other countries.

These countries may have privacy laws that differ from those where you live.

Where required, we will use legally recognized safeguards for international transfers, which may include adequacy decisions, standard contractual clauses, the UK International Data Transfer Addendum, or another permitted mechanism.

13. Automated Processing and AI

Future may use automated systems, algorithms, models, and AI to:

• analyze usage;
• personalize interfaces;
• generate analytical content;
• classify data;
• detect abuse;
• operate simulations;
• calculate indicators;
• generate rankings or comparisons; and
• support other functionality.

Outputs about cities, markets, baskets, simulations, or economic information generally concern markets rather than legal or similarly significant decisions about individual users.

Future does not intend to use automated processing to make decisions producing legal or similarly significant effects about individuals unless we provide any additional disclosures and rights required by applicable law.

14. Children

The Services are intended for adults.

Future does not knowingly provide the Services to children under 18 or knowingly collect personal information from them through accounts intended for the Services.

If you believe a child has provided personal information to us, contact support@futureofreal.com.

15. Third-Party Services

The Services may contain links to, integrations with, or content supplied by third parties.

Those third parties may separately collect information from you under their own privacy policies.

Future is not responsible for third-party privacy practices.

We encourage you to review their policies.

16. Social and Authentication Services

If you sign in through or connect a third-party account, we may receive information permitted by your settings with that provider.

The provider may also receive information concerning your use of the connection.

You can generally manage these connections through your Future account or the third party.

17. Marketing

Where permitted by law, we may use contact information to tell you about Future, new functionality, research, products, or events.

You may opt out of promotional emails using the unsubscribe link or by contacting us.

We may still send non-promotional account, legal, security, or service communications.

18. Do Not Track

Some browsers offer a “Do Not Track” (“DNT”) setting. Because there is no common industry standard for responding to DNT signals, the Services do not currently respond to DNT signals.

Some browsers or extensions also support opt-out preference signals such as Global Privacy Control (“GPC”). Future does not currently respond to GPC signals. If we later implement support for GPC or other legally required opt-out preference signals—or if our practices change such that such signals become applicable—we will update this Privacy Policy accordingly.

19. Changes to This Privacy Policy

We may update this Privacy Policy as Future, our products, technologies, vendors, or legal obligations evolve.

We will post an updated version and revise the “Last Updated” date.

If changes are material, we may provide additional notice through the Services, by email, or by another reasonable method.

20. Contact Us

Future Global, Inc.

Privacy inquiries and requests: support@futureofreal.com
Legal inquiries: support@futureofreal.com